Data & Statistics

As of February 2025, outstanding financing in the financing institutions sector grew by 5.92% yoy, reaching IDR507.02 trillion, driven by increased working capital financing. The sector maintained a solid risk profile with a gross NPF ratio of 2.87% and a gearing ratio of 2.20 times, well below the regulatory threshold.

Venture capital financing reached IDR16.34 trillion, while total assets stood at IDR27.07 trillion, reflecting a stable performance in asset management.

The fintech peer-to-peer lending sector expanded significantly, with loans increasing by 31.06% yoy, reaching IDR80.07 trillion. The non-performing loan ratio (TWP90) remained at 2.78%, indicating controlled credit risk.

As of December 2024, microfinance, loan disbursements totaled IDR1.04 trillion, while total assets reached IDR1.69 trillion, demonstrating a steady growth within the sector.

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