Financial Technology Innovation, Digital Asset, and Crypto-Assets

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  • Financial Technology Innovation, Digital Asset, and Crypto-Assets

Financial Services Technology Innovation and Crypto-Assets Update August 2026


Thursday, 10 September 2026

In accordance with OJK Regulation No. 3/2024, OJK set up a Regulatory Sandbox to allow supervised testing of financial sector innovations within a structured framework. As of August 2026, two entities were actively taking part in the sandbox, alongside 24 registered Financial Services Technology Innovations (FSTI).

In the crypto-asset space, OJK had licensed 33 entities as of July 2026, consisting of two crypto exchanges, two clearing institutions, two custodians, and 27 digital asset traders, with a further seven payment service providers also licensed to support the wider crypto-asset ecosystem.