Jakarta, 30 October 2025. Indonesia Financial Services Authority (OJK), together with Bank Indonesia (BI) and the Coordinating Ministry for Economic Affairs, continues to strengthen collaboration and foster innovation to accelerate Indonesia’s economic and digital financial transformation, in line with the government’s Asta Cita vision to strengthen Indonesia’s economic independence and competitiveness.
This was stated by OJK Chairman of Board of Commissioners, Mahendra Siregar in his opening remarks at the Indonesia Digital Economy and Finance Festival (FEKDI) and the Indonesia Fintech Summit & Expo (IFSE) 2025, held under the theme “Synergy and Innovation for Accelerating Indonesia’s Digital Economic and Financial Transformation” at the Jakarta Convention Center (JCC) on Thursday.
Mahendra emphasized that digital transformation is not merely about technological adoption, but about the ability to innovate in order to expand inclusive access, improve service efficiency, and strengthen public trust.
“OJK is committed to maintaining a secure, adaptive, and inclusive digital financial ecosystem — not only to promote growth but also to ensure that this transformation delivers tangible benefits for all segments of society,” said Mahendra.
Furthermore, OJK continues to enhance regulation and supervision through data and technology-driven approaches, including the utilization of Supervisory Technology (SupTech), cross-sector data integration, and closer collaboration with fiscal, monetary, and industry authorities.
“We believe that digital transformation must be built on trust — in the system, in governance, and in consumer protection. Therefore, innovation and risk mitigation must go hand in hand,” he added.
Bank Indonesia Governor, Perry Warjiyo underscored that accelerating digital economic and financial transformation requires strong collaboration among ministries, institutions, and industry players.
“FEKDI and IFSE 2025 represent a concrete form of national synergy in driving digital transformation. The collaboration between the Government, Bank Indonesia, and OJK is key to achieving inclusive and efficient digitalization, aligned with Asta Cita toward an Advanced Indonesia,” stated Perry.
Coordinating Minister for Economic Affairs, Airlangga Hartarto, in his virtual remarks, noted that Indonesia aims to significantly increase the contribution of the digital economy—by more than ninefold by 2045—with a share of 15.5% to 19.6% of GDP. This target is being pursued through various strategic and sustainable government programs and policies.
Airlangga explained that the direction of digital economic development has been outlined in the Digital Economy National Strategy White Paper 2030, which serves as the key national framework built upon six strategic pillars. The government has also strengthened financial inclusion through the National Council for Financial Inclusion (DNKI).
“The DNKI program expands access to formal financial services across regions, ensuring that low-income communities and micro-entrepreneurs benefit from the national digital ecosystem,” said Airlangga.
Based on the 2025 National Survey on Financial Literacy and Inclusion (SNLIK), under the DNKI framework, Indonesia’s financial inclusion rate has reached 92.74%, with a literacy rate of 66.64%, reflecting substantial progress in expanding public access to the digital financial ecosystem.
Meanwhile, Coordinating Minister for Infrastructure and Regional Development Agus Harimurti Yudhoyono emphasized three key strategies to strengthen national economic transformation: reinforcing infrastructure as the backbone of growth, improving digital and financial literacy for competitiveness, and building public trust through transparent governance and robust cybersecurity.
The opening ceremony of FEKDI x IFSE 2025 was attended by members of the OJK Board of Commissioners, the BI Board of Governors, and representatives from the Indonesian Payment System Association (ASPI) and the Indonesian Fintech Association (AFTECH).
Digitalization as a New Source of Growth
The event also featured a High-Level Talk titled “Synergy and Policy Collaboration to Support Digitalization as a New Source of Growth”with keynote speaker Minister of Digital Communication, Meutya Hafid, and a panel discussion with Hasan Fawzi (OJK Chief Executive of Financial Sector Technology Innovation, Digital Financial Assets, and Crypto Assets’ Supervision), Filianingsih Hendarta (Deputy Governor of Bank Indonesia), Ali Murtopo S. (Deputy for Trade and Digital Economy, Coordinating Ministry for Economic Affairs), and R. Wijaya Kusumawardhana (Senior Advisor for Social, Economic, and Cultural Affairs, Ministry of Digital Communications).
Meutya expressed her appreciation for the collaboration between BI and OJK in hosting this major event. She stated that digital economic progress can only be achieved when all stakeholders move together with a spirit of synergy and innovation.
“The two key words chosen for today’s event—synergyand innovation—are both highly relevant and essential for accelerating digital economic and financial transformation. Progress can only be achieved when the government, regulators, industry players, academics, and innovators move forward together,” said Meutya.
She further emphasized that digital transformation must be grounded in equitable infrastructure development, human capital readiness, and a secure digital environment. The Ministry of Digital Communications continues to strengthen cooperation with OJK in monitoring the digital space and combating cybercrime.
“We have taken down more than three million online accounts, most of which were related to illegal online gambling. In addition, we have reported over 31,000 bank accounts suspected of being linked to online gambling to OJK, which has responded effectively,” she affirmed.
Hasan Fawzi stated that both globally and nationally, digital transformation presents vast market opportunities. However, it also brings significant implications that must be managed carefully.
“Digital transformation opens opportunities for digital technology adoption and investment while driving efficiency, expanding market access, and enhancing financial inclusion. It also creates new user experiences and must align with environmental sustainability goals,” said Hasan.
Beyond the main seminars and talks, visitors could also explore mini-stage sessions showcasing the latest digital financial products and services from Payment Service Providers (PJP) and Financial Technology Innovators. The event featured direct consultation sessions with OJK and BI, networking opportunities, hackathon pitches, and QRIS onboarding—all designed to strengthen collaboration and expand national financial inclusion.
FEKDI x IFSE 2025, held from 30 October to 1 November 2025, represents a collaboration between OJK, BI, and the Coordinating Ministry for Economic Affairs, supported by ASPI and AFTECH, as a manifestation of national unity in strengthening Indonesia’s digital financial ecosystem.
Over the three-day event, the festival features seminars, talk shows, and expos presenting the latest innovations from regulators, industry players, MSMEs, and government agencies — serving as a platform for new ideas, solutions, and collaborations in areas such as Financial Technology Innovation (ITSK), digital payment systems, literacy, and consumer protection.