This OJK Regulation (POJK) is issued to enhance financial inclusion, particularly for those without credit history or with limited credit history, and to support micro, small, and medium enterprises (MSMEs), as Provider of Alternative Credit Rating (ACR) offer valuable information about the conditions or profiles of consumers accessing financial services.

Please refer to the full POJK [OJK Regulation Number 29/2024 concerning Providers of Alternative Credit Rating]

Click here for the details about OJK Regulation Number 29/2024 concerning Providers of Alternative Credit Rating