As of August 2025, outstanding financing in the financing institutions sector grew by 1.26% yoy, reaching IDR505.59 trillion, driven by increased working capital financing. The sector maintained a solid risk profile with a gross NPF ratio of 2.51% and a gearing ratio of 2.17 times, well below the regulatory threshold.

Venture capital financing reached IDR16.33 trillion, while total assets stood at IDR26.98 trillion, reflecting a stable performance in asset management.

The fintech peer-to-peer lending sector expanded significantly, with loans increasing by 21.62% yoy, reaching IDR87.61 trillion. The non-performing loan ratio (TWP90) remained at 2.60%, indicating controlled credit risk.

As of June 2025, microfinance, loan disbursements totaled IDR1.05 trillion, while total assets reached IDR1.59 trillion, demonstrating a steady growth within the sector.