Sharia

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Sharia Financial Services Sector Update August 2025


Tuesday, 28 October 2025

As of August 2025, the Indonesian Sharia financial services sector continued to develop across all major segments. The Indonesia Sharia Stock Index stood at 264.33 points, with a year-to-date performance of 22.80% and a market capitalization of IDR 8,856.95 trillion.

In the Sharia securities crowdfunding segment, total fundraising reached IDR 961.01 billion, capturing a 56.83% market share.

As of August 2025, sharia banking assets reached IDR 975.94 trillion, representing 7.44% of the total banking market, while outstanding financing amounted to IDR 670.75 trillion and grew by 8.13% yoy. Deposits in the Sharia banking sector expanded by 7.37% yoy, and the gross non-performing financing ratio stood at 2.27%.

Assets under Sharia financing institutions, including venture capital and microfinance, totaled IDR 36.38 trillion for financing institutions, IDR 3.78 trillion for venture capital and IDR 0.64 trillion for microfinance.

The Sharia insurance, guarantee and pension fund sector also showed steady performance, with life insurance assets at IDR 35.40 trillion, general insurance IDR9.92 trillion, voluntary pension funds IDR4.83 trillion and guarantee institutions IDR6.77 trillion.