SP 28/GKPB/OJK/II/2026

PRESS RELEASE

OJK STRENGTHENS BANKING SUPERVISION TO ENHANCE ITS CONTRIBUTION TO THE NATIONAL ECONOMY

OJK Attends EMEAP Meeting in Tianjin, China

Jakarta, 4 February 2026. Indonesia Financial Services Authority (OJK) will continue to strengthen supervision in the banking sector in line with the increasing complexity, greater product diversification, and the rapid pace of digitalization in banking activities.

Enhanced supervision is expected to further strengthen the resilience of the banking industry in facing various shocks and to increase its capacity to contribute to the national economy.

This was stated by the Chief Executive for Banking Supervision of OJK, Dian Ediana Rae, while speaking at The Executives’ Meeting of East Asia-Pacific Central Banks, Basel Committee on Banking Supervision, and Financial Stability Institute (EMEAP-BCBS-FSI) 20th Asia-Pacific High-level Meeting on Banking Supervision and the Senior Official Meeting of East Asia Pacific Central Banks – Working Group on Banking Supervision, held on 27–29 January 2026 in Tianjin, China.

The high-level meetings discussed a range of strategic issues facing the banking sector in the Asia-Pacific region, including financial stability outlooks and emerging risks, banking regulation and competitiveness, crypto assets and the challenges of their regulation and supervision, developments in banking supervision, and digital fraud issues.

“Financial sector regulation, particularly in banking, has become increasingly complex in line with industry developments. This must be accompanied by effective banking supervision supported by strong capabilities,” said Dian during the discussion session on banking regulation and competitiveness.

According to Dian, this growing complexity is driven by the diversification of banking activities, accelerated digitalization, the evolving methods of fraud and money laundering, and lessons learned from global banking crises, all of which underscore the importance of strengthening prudential regulatory and supervisory frameworks.

Furthermore, Dian explained that OJK continues to enhance supervisory capabilities through the use of advanced supervisory technology (suptech) based on artificial intelligence and machine learning, as well as by strengthening the quality of human resources. At the same time, OJK remains committed to supporting banks in expanding their business activities and improving competitiveness, while maintaining financial system stability.

In line with increasing financial inclusion and shifts in customer preferences driven by digitalization, OJK is actively encouraging banking digital transformation through the Banking Digital Transformation Blueprint, which serves as a strategic foundation to strengthen resilience, competitiveness, and the banking sector’s contribution to the national economy. OJK has also strengthened digital resilience through the Digital Resilience Guidelines and AI Governance Guidelines to mitigate increasingly complex digital risks.

OJK also places particular attention on digital fraud risks related to crypto assets. While crypto assets have the potential to enhance the efficiency of the financial system, they also pose risks of misuse, including for concealing illicit funds, thus requiring stronger regulation and supervision as well as cross-agency and cross-border coordination.

“Cross-jurisdictional cooperation is critically important and needs to be further strengthened, given the cross-border nature of crypto asset transactions,” Dian emphasized.

OJK’s participation in this forum reflects its ongoing commitment to strengthening international cooperation, enhancing the quality of banking supervision, and proactively addressing global financial sector challenges and risks to safeguard national financial system stability.

The EMEAP-BCBS-FSI 20th Asia-Pacific High-level Meeting on Banking Supervision is an annual forum organized by the Executives’ Meeting of East Asia-Pacific Central Banks Working Group on Banking Supervision (EMEAP WGBS), the Basel Committee on Banking Supervision (BCBS), and the Financial Stability Institute (FSI). The forum is attended by deputy governors of central banks, heads of banking supervisory authorities, as well as representatives from regulatory authorities and banking institutions across the Asia-Pacific region.

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For further information:

Head of the Department of Financial Literacy, Financial Inclusion, and Communication, OJK – M. Ismail Riyadi

Tel. (021) 29600000; E-mail: humas@ojk.go.id