As of October 2025, outstanding financing in the financing institutions sector grew by 0.68% yoy, reaching IDR505.30 trillion, driven by increased working capital financing. The sector maintained a solid risk profile with a gross NPF ratio of 2.47% and a gearing ratio of 2.15 times, well below the regulatory threshold.
Venture capital financing reached IDR16.30 trillion, while total assets stood at IDR26.88 trillion, reflecting a stable performance in asset management.
The fintech peer-to-peer lending sector expanded significantly, with loans increasing by 23.86% yoy, reaching IDR92.92 trillion. The non-performing loan ratio (TWP90) remained at 2.76%, indicating controlled credit risk.
As of September 2025, microfinance, loan disbursements totaled IDR0.95 trillion, while total assets reached IDR1.44 trillion, demonstrating a steady growth within the sector.
Click here for Highlights of Financing Institution statistics.
Click here for Highlights of P2P LendingĀ statistics.
Click here for Highlights of Microfinance statistics.

