Financing Institutions, Venture Capital Companies

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  • Financing Institutions, Venture Capital Companies

Financing Institutions, Venture Capital, Fintech P2P Lending and Micro Finance Industry Update October 2025


Sunday, 14 December 2025


As of October 2025, outstanding financing in the financing institutions sector grew by 0.68% yoy, reaching IDR505.30 trillion, driven by increased working capital financing. The sector maintained a solid risk profile with a gross NPF ratio of 2.47% and a gearing ratio of 2.15 times, well below the regulatory threshold.


Venture capital financing reached IDR16.30 trillion, while total assets stood at IDR26.88 trillion, reflecting a stable performance in asset management.


The fintech peer-to-peer lending sector expanded significantly, with loans increasing by 23.86% yoy, reaching IDR92.92 trillion. The non-performing loan ratio (TWP90) remained at 2.76%, indicating controlled credit risk.


As of September 2025, microfinance, loan disbursements totaled IDR0.95 trillion, while total assets reached IDR1.44 trillion, demonstrating a steady growth within the sector.



Click here for Highlights of Financing Institution statistics.


Click here for Highlights of P2P LendingĀ statistics.


Click here for Highlights of Microfinance statistics.