As of November 2025, outstanding financing in the financing institutions sector grew by 1.09% yoy, reaching IDR506.82 trillion, driven by increased working capital financing. The sector maintained a solid risk profile with a gross NPF ratio of 2.44% and a gearing ratio of 2.13 times, well below the regulatory threshold.

Venture capital financing reached IDR16.29 trillion, while total assets stood at IDR27.12 trillion, reflecting a stable performance in asset management.

The fintech peer-to-peer lending sector expanded significantly, with loans increasing by 25.45% yoy, reaching IDR94.85 trillion. The non-performing loan ratio (TWP90) remained at 4.33%, indicating controlled credit risk.

As of September 2025, microfinance, loan disbursements totaled IDR0.95 trillion, while total assets reached IDR1.44 trillion, demonstrating a steady growth within the sector.

Click here for Highlights of Financing Institution statistics.

Click here for Highlights of P2P Lending statistics.

Click here for Highlights of Microfinance statistics.