Financial Technology Innovation, Digital Asset, and Crypto-Assets

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Financial Services Technology Innovation and Crypto-Assets Update January 2026


Monday, 09 March 2026

Under OJK Regulation No. 3/2024, OJK introduced the Regulatory Sandbox as a structured framework to assess, oversee, and facilitate innovation in the financial services sector. As of January 2026, nine participants have been accepted into the sandbox process, while OJK has recorded a total of 30 Financial Services Technology Innovations.

As of January 2026, OJK has licensed 29 entities in the crypto-assets ecosystem, including 1 bourse, 1 clearing house, 2 custodians, and 25 digital financial asset traders.

OJK has also conducted outreach and technical guidance to ensure compliance with new regulations. To enhance coordination and streamline document completion post-transition, OJK and Bappebti have formed a working group that will remain active until January 2026.

Click here for highlights of FSTI’s statistics.

Click here for highlights of Crypto Asset statistics.