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Sharia Financial Services Sector Update December 2025


Monday, 09 March 2026

As of December 2025, the Indonesian Sharia financial services sector continued to develop across all major segments. The Indonesia Sharia Stock Index stood at 308.61 points, with a year-to-date performance of 43.11% and a market capitalization of IDR?8,971.68.

In the Sharia securities crowdfunding segment, total fundraising reached IDR1,041.64 billion, capturing a 57.43% market share.

As of December 2025, sharia banking assets reached IDR1,067.73?trillion, representing 7.69% of the total banking market, while outstanding financing amounted to IDR?705.22 trillion and grew by 9.58% yoy. Deposits in the Sharia banking sector expanded by 10.14%?yoy, and the gross non-performing financing ratio stood at 2.16%.

Assets under Sharia financing institutions, including venture capital and microfinance, totaled IDR?36.55?trillion for financing institutions, IDR?3.98?trillion for venture capital and?IDR?0.66?trillion for microfinance.

The Sharia insurance, guarantee and pension fund sector also showed steady performance, with life insurance assets at IDR?38.20 trillion, general insurance IDR10.41 trillion, voluntary pension funds IDR5.06 trillion and guarantee institutions IDR6.93?trillion.

Click here for highlights of Sharia Banking statistics

Click here for highlights of Capital Market statistics

Click here for highlights of Sharia NBFI statistics