Data & Statistics

As of September 2024, outstanding financing in the financing institutions sector grew by 9.39% yoy, reaching IDR501.78 trillion, driven by increased working capital financing. The sector maintained a solid risk profile with a gross NPF ratio of 2.62% and a gearing ratio of 2.33 times, well below the regulatory limit.

Venture capital financing reached IDR16.25 trillion, while total assets stood at IDR26.15 trillion, reflecting stable performance in asset management.

The fintech peer-to-peer lending sector expanded significantly, with loans increasing by 33.73% yoy, reaching IDR74.48 trillion. The non-performing loan ratio (TWP90) remained at 2.38%, indicating controlled credit risk.

As of August 2024, In microfinance, loan disbursements totaled IDR1.03 trillion, while total assets reached IDR1.64 trillion, demonstrating steady growth within the sector.