Data & Statistics

As of December 2024, outstanding financing in the financing institutions sector grew by 6.92% yoy, reaching IDR503.43 trillion, driven by increased working capital financing. The sector maintained a solid risk profile with a gross NPF ratio of 2.70% and a gearing ratio of 2.31 times, well below the regulatory threshold.

Venture capital financing reached IDR15.84 trillion, while total assets stood at IDR26.56 trillion, reflecting a stable performance in asset management.

The fintech peer-to-peer lending sector expanded significantly, with loans increasing by 29.14% yoy, reaching IDR77.02 trillion. The non-performing loan ratio (TWP90) remained at 2.60%, indicating controlled credit risk.

As of August 2024, microfinance, loan disbursements totaled IDR1.03 trillion, while total assets reached IDR1.64 trillion, demonstrating a steady growth within the sector.