Data & Statistics

As of April 2025, outstanding financing in the financing institutions sector grew by 3.67% yoy, reaching IDR504.18 trillion, driven by increased working capital financing. The sector maintained a solid risk profile with a gross NPF ratio of 2.43% and a gearing ratio of 2.23 times, well below the regulatory threshold.

Venture capital financing reached IDR16.49 trillion, while total assets stood at IDR26.84 trillion, reflecting a stable performance in asset management.

The fintech peer-to-peer lending sector expanded significantly, with loans increasing by 29.01% yoy, reaching IDR80.94 trillion. The non-performing loan ratio (TWP90) remained at 2.93%, indicating controlled credit risk.

As of March 2025, microfinance, loan disbursements totaled IDR1.06 trillion, while total assets reached IDR1.61 trillion, demonstrating a steady growth within the sector.

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